One of the most asked questions in 2025 is: Should I buy an ongoing (under-construction) property or a ready-to-move one? Both come with benefits and risks. At Silver Bricks, we advise based on your timeline, budget, and goals. Here’s how to decide what’s best for you.
Ongoing Projects – Pros & Cons
Advantages:
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Lower pricing and flexible payment plans
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Better location or tower choices
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Ideal for investors looking for appreciation
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Offers like zero EMI till possession
Risks:
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Delay in possession (unless RERA-enforced)
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Project may not deliver what’s promised
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Hard to visualize final layout
Ready-to-Move Projects – Pros & Cons
Advantages:
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What you see is what you get
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Immediate possession = no rent + EMI
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No GST on ready homes
Risks:
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Higher upfront cost
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Limited choices in layout or floor
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Lower appreciation in short term
What Should You Choose?
| Profile | Recommended |
|---|---|
| End-User (Urgent) | Ready-to-Move |
| Investor (3–5 yr horizon) | Ongoing |
| Budget-Conscious Buyer | Ongoing |
| Family Relocation | Ready |
Builder Track Record Matters
Whether ongoing or ready, always check the builder’s history. Silver Bricks shares verified delivery records, site visit reports, and RERA links with all clients.
There’s no one-size-fits-all. But with the right insights and guidance, both options can be great. We don’t push projects — we walk with you until it feels right. That’s the Silver Bricks way.
